Maximize transaction success
Send each payment down the route most likely to clear and cheapest to run. Configurable rules pick the rail or gateway, and fallback keeps a failed attempt from becoming a lost sale.
Every payment takes the best available route
Routing runs at two levels: across providers in Orchestrate, and across networks in the switch.
- Receive
- Apply rules
- Route
- Fall back
Routing that lifts success and lowers cost
Intelligent routing and fallback
The best-performing aggregator is chosen for each transaction, so fewer payments fail.
Cost optimisation
Compare rates and provider-specific advantages, then route to the most cost-effective method.
Any provider, one integration
Onboard multiple aggregators with no development work per provider.
Every payment type
Cards, UPI, QR, wallets, EMI, net banking, cash, cheques and BBPS managed from a single window.
Switch-level routing
muNSwitch applies intelligent network routing to ISO 8583 card traffic and digital payments.
One dashboard
Transaction status, provider performance and customer preference in one view.
The momentPay products behind it
momentPay Orchestrate
Online collection with routing across payment aggregators.
Explore momentPay OrchestrateOther things teams build on the same platform
Tell us what you want to launch
We will map Payment routing to the products and the shortest rollout path, then scope a proof of concept.