Turn every billing counter into a payment
Every rupee starts at a billing screen — an ECR, an ERP, a POS, a hospital information system, a fuel-station console. momentPay Collect plugs into that moment. Instead of replacing or re-coding the billing software a business already runs, Collect connects to it and routes every bill through card, UPI, QR, Cash, Insurance, NEFT, RTGS, Virtual Account or link.
One connector, everything connected
No rip-and-replace, ever. Collect meets the billing estate where it already is.
Any ERP, ECR or POS
SAP, Tally, Marg, custom billing, hospital information systems, dealer management systems.
Any operating system
Windows, macOS and Linux, legacy desktops included.
Any browser
Chrome, Firefox and Edge, so cloud POS works out of the box.
Any payment system
Your EDC fleet, UPI and QR, payment links and gateways — bank-agnostic by design.
Three ways to connect to any billing system
Direct integration
The billing application calls the momentPay API, or embeds an iframe. The middle layer routes each bill to the right EDC, QR or link.
Best for: large chains and custom billing software.
Web-floater
One line of code connects any web-based billing application, in Chrome, Firefox or Edge, to the payment rail — with a defined response and postback.
Best for: cloud and web POS vendors.
AI screen-floater
A floating desktop widget uses screen recognition to read the bill from any billing screen, verify the amount, and push it to the EDC — with zero code change to the merchant's software.
Best for: legacy desktop billing on Windows, macOS or Linux.
Most integrations die in the merchant's IT queue
The AI screen-floater removes that queue entirely. It visually reads the invoice on screen, auto-validates the payable amount before charging, and reconciles the response back — even on billing software with no APIs, no vendor support and no source code. The long tail of merchants, the ones nobody else can integrate, become reachable in a single day.
Every way a business asks to be paid
One-time payments
Tickets, bookings, purchases and registrations.
Recurring collections
Fees, subscriptions, instalments and schemes.
Invoice collections
B2B invoices, payment links and outstanding amounts.
Appointment payments
Consultations, services, reservations and bookings.
Ticketing & registrations
Events, conferences, exhibitions and workshops.
Donations & contributions
NGO, religious, social causes and campaigns.
Counter & POS payments
Walk-ins, in-store, kiosk, QR and assisted payments.
Any workflow
Configurable collection flows for models not listed here.
Collect from every channel
The same connection extends across in-person, online, in-app and self-service, so share of wallet per merchant deepens without a second integration.
Smart routing & orchestration
Each bill routed to the right rail, device or gateway by configurable rules.
AI risk & fraud protection
Scored by momentPay Shield before the charge is taken.
Reconciliation & settlement
Matched end to end by momentPay Reconcile.
Real-time analytics
Live collection visibility across channels, outlets and models.
Configured for how each industry bills
Healthcare
OPD and IPD billing, diagnostics, pharmacy, insurance co-pay.
Education
School and college fees, exam and admission fees, transport, hostel.
B2B & enterprises
Invoice collection, payment links, credit management, cash application.
Jewellery
Monthly schemes, advance payments, invoice and checkout.
Chit funds
Subscriptions, instalment collection, auction payouts, member statements.
Events
Ticketing, registrations, sponsorships, food and merchandise.
Retail
In-store and online, order payments, subscriptions, returns and refunds.
Automotive
Vehicle booking, service and spares, insurance, advance invoices.
Real estate
Booking amounts, instalments, maintenance fees, rent collection.
Hospitality & travel
Hotel booking, advance deposits, room and restaurant, travel bookings.
Fitness & wellness
Membership plans, session payments, renewals, packages.
Insurance
Premium collection, policy renewal, claims payments, co-payments.
Professional services
Consulting fees, legal and advisory, project invoices.
NGO & non-profit
Donations, memberships, campaigns.
Government
Fees and licences, applications, service charges.
Subscription businesses
Recurring billing, trials and renewals, plan management.
Utilities
Bill payments, auto-pay, reminders and alerts.
Measured in production deployments
Figures from momentPay Collect deployments in production. Results vary by merchant segment and billing estate.
Put your rail behind every billing counter
Collect is deployed by acquiring banks and payment service providers as a way to reach merchants their competitors cannot integrate — and to capture the billed volume that never reaches an EDC today.
- More acquired volume, near-zero onboarding friction. Web and AI screen-floaters need little or no merchant development, so onboarding scales across long-tail merchants at portfolio speed.
- Every bill becomes a routable transaction. Capturing payment at the billing screen raises the share of billed volume that settles on your rails, and removes cashier re-entry errors.
- Cleaner reconciliation, fewer disputes. Four-way matching across billing, bank, payment-provider and transaction data cuts manual write-offs and chargeback effort.
- One integration, every channel. The same connection extends to e-commerce, in-app, kiosk and marketplace checkout.
- Days to live, not months. Because no billing system is replaced, most merchants go live within days.
Retail & supermarket chains
Multi-lane counters push every bill straight to the EDC. Higher share of billed volume, fewer mismatched transactions.
QSR & restaurants
Counter and table-side billing, including split bills. Faster checkout lifts acceptance and average ticket.
Pharmacy & healthcare
The screen-floater reads hospital invoices and reconciles back into the system, with no vendor involvement.
Fuel retail
Legacy desktop billing at the pump connects with no change to dispenser software.
Apparel & fashion
Consistent acquiring share through festive and end-of-season spikes, with no extra hardware per outlet.
Automotive service
Job-card billing settles the moment the card closes, reconciled against parts and labour.
Built to the standards regulated billing demands
Let's put your rail behind every billing counter
We can run a live pilot with a merchant segment of your choice. Integration in days, with measurable volume uplift inside the first billing cycle.