Online payment collection & orchestration

Get paid everywhere your customers already are

momentPay Orchestrate sends the payment request, accepts it on every digital channel, and routes it through the aggregator that clears it best. Payment links, e-commerce, apps and marketplaces run on one platform, instead of one integration per provider.

IPC · Intelligent Payment Collection

Payment collection on auto mode

Create the request, share it on the channel the customer answers, and collect — with the chasing handled for you.

  1. Create
  2. Share
  3. Collect

Link payment — bulk

Generate and send payment links to many customers at once, with real-time tracking and automated status updates instead of manual follow-up.

Link payment — single

Share a personalised link with one customer for a quick, secure transaction, with the payment details already filled in.

Payment forms

Customisable forms collect the details a business needs alongside the payment, so records stay accurate without a second system.

Collection bucketisation

Group outstanding payments into priority buckets by due date, amount or customer profile, so recovery effort goes where it pays back.

Recurring payments

Subscription and instalment collection runs on a schedule, removing repeated manual invoicing and keeping payments on time.

Reminders & automation

Automated reminders for pending payments by SMS, email or app notification, cutting delinquency with little manual intervention.

Covers one-time payments, recurring collections, invoices, appointments, ticketing and donations.

EOC · Embedded Omni Channel

Payment embedded in every place you sell online

One integration reaches every digital channel, so share of wallet per merchant deepens without a second project.

  1. Integrate
  2. Embed
  3. Payment

Embedded e-commerce

Checkout built into online stores with multiple payment options, robust security and real-time transaction updates, all through a single integration.

Embedded app

In-app payment for mobile applications, supporting multiple methods with quick, secure processing for customers on the go.

Embedded social

Secure payment inside social platforms, so businesses monetise the conversations customers are already having.

Embedded marketplace

Marketplace payments between buyers and sellers, with revenue splits, refunds and payouts on one integration.

Web checkout Mobile in-app Social checkout Marketplace QR Payment links API / SDK
3A · Aggregate All Aggregator

Any provider, any payment type, one platform

Onboard aggregators once and route between them, so commercial terms and success rates work in your favour rather than your provider's.

  1. Onboard
  2. Negotiate
  3. Finalise

Unified aggregators

Onboard multiple payment aggregators with no development work per provider. One integration covers them all.

Real-time offers

Cards, UPI, QR, wallets, EMI, net banking, cash, cheques and BBPS under one roof, managed from a single window.

Centralised control

Every payment channel on one dashboard, with visibility into transaction status, provider performance and customer preference.

Enhanced success rate

Intelligent routing and fallback pick the best-performing aggregator for each transaction, so fewer payments fail.

Cost optimisation

Compare rates and provider-specific advantages, then route to the most cost-effective method for each payment.

Future proof

Add new payment methods and scale across geographies without disrupting the workflows already running.

The orchestration engine

What runs underneath all three

Whichever pillar a business starts with, the same engine carries the transaction, scores it for risk, settles it and reconciles it.

Smart routing & orchestration

Each payment routed to the right rail or gateway by configurable rules.

AI risk & fraud protection

Scored by momentPay Shield before the charge is taken.

Reconciliation & settlement

Matched end to end by momentPay Reconcile.

Real-time analytics

Live collection visibility across channels, providers and models.

Collecting in person too?

Connecting to the billing software at a counter, kiosk or store, with no change to that software, is what momentPay Collect does.

Explore momentPay Collect

Route your first payment through one platform

Tell us the channels you sell on and the providers you use today. We will map them to the three pillars and show the routing and cost picture side by side.