Wallets that do more
Stored-value wallet accounts that move money, take payments and hold more than one currency, and cards that provision into the phone wallets your customers already use.
From wallet to wallet, and to the phone
A wallet account is independent of any card, and cards can sit in a phone wallet as well.
- Open wallet
- Verify
- Transfer and pay
- Provision to phone
What a wallet programme includes
Stored-value accounts
A wallet account independent of any card, supporting multi-currency balances.
Wallet-to-wallet transfer
Customers move money between wallets directly.
QR pay and receive
Personal QR for paying and receiving, with UPI and QR digital payments processed on muNSwitch.
Limits that rise with KYC
Velocity limits with automatic step-up KYC, so verification grows with usage.
Tokenization
Cards provision into phone-based wallets, with tokens kept in sync whenever a card is blocked, replaced or renewed.
Same platform as cards
Wallets run alongside credit, debit, prepaid, corporate and fleet products.
The momentPay products behind it
Koṣa Issuing
Digital wallet and tokenization alongside five other card products.
Explore Koṣa IssuingOther things teams build on the same platform
Tell us what you want to launch
We will map Digital wallets to the products and the shortest rollout path, then scope a proof of concept.