momentPay
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Integrations

Connect to the networks, systems and services you already rely on

Card networks and UPI, billing and ERP software, banks and ledgers, screening and security services. Search the list or filter by category to see what momentPay connects to today and what is on the way.

Talk to us Technology stack

42 integrations

Live

Visa

Direct ISO 8583 over TCP. A direct-network REST API is in active development.

Card & payment networks
Live

Mastercard

ISO 8583 direct, or REST through a payment gateway. Card present is live; card not present is in certification.

Card & payment networks
Live

American Express

ISO 8583 built to Amex's own interface specification, or REST through a payment gateway.

Card & payment networks
Live

Discover

Direct ISO 8583 over TCP.

Card & payment networks
Live

JCB

ISO 8583 built to JCB's interface guide, including its non-standard connection framing.

Card & payment networks
Live

RuPay

Card-present authorization is live. Card not present is planned.

Card & payment networks
Live

UPI (NPCI)

NPCI UPI 2.0 certified, for access to the Indian digital payments market.

Card & payment networks
Live

UPI QR

Native processing of the UPI QR standard for contactless merchant acceptance.

Card & payment networks

Payment aggregators

Onboard multiple aggregators with no development work per provider, then route between them.

Payment channels & rails

BBPS

Bill payments alongside cards, UPI, QR, wallets, EMI and net banking in momentPay Orchestrate.

Payment channels & rails

Bank transfers

NEFT, RTGS and virtual-account collection, with configurable connectors for direct bank integration.

Payment channels & rails

Mobile wallets

REST APIs and an extensible framework for wallets and emerging payment methods.

Payment channels & rails
Coming soon

Apple Pay & Google Pay

Tokenized provisioning of cards into phone wallets. Built and in final rollout.

Payment channels & rails
Roadmap

SWIFT / ISO 20022

A path to international messaging and global payment capability.

Payment channels & rails

SAP

Connect SAP billing to momentPay Collect so each bill is paid by card, UPI or QR at the counter.

Billing & business systems

Tally

Take payments from Tally billing without changing how the business already invoices.

Billing & business systems

Marg

Connect Marg billing to momentPay Collect for in-store card, UPI and QR collection.

Billing & business systems

POS & ECR terminals

Billing counters, kiosks and electronic cash registers, with every bill routed through your rail.

Billing & business systems

Hospital information systems

Collect at the billing desk, with cash, insurance and digital payment handled in one place.

Billing & business systems

Dealer management systems

Accept payment inside the dealer billing workflow rather than in a separate app.

Billing & business systems

Custom billing software

A billing system built in-house connects the same way, without being re-coded.

Billing & business systems

Loyalty programmes

Connect loyalty and rewards partners to the cards and accounts you issue.

Billing & business systems

Core banking

Issue and acquire without replacing the core banking systems you already run.

Banking & accounting

General ledger

Every settled card purchase posts to the right account or ledger automatically.

Banking & accounting

Accounting systems

Matched entries from momentPay Reconcile post into your accounting system.

Banking & accounting

Bank statements & provider reports

Ingest statements and reports from every bank and payment provider, in whatever format they arrive.

Banking & accounting

OFAC, EU and UN sanctions lists

Fuzzy name matching that tolerates misspellings and transliterations, refreshed on a schedule with no downtime.

Risk, AML & compliance

LSEG World-Check One

Deep watchlist, PEP and adverse-media screening, with ongoing monitoring once an entity is screened.

Risk, AML & compliance

Credit bureaus

Pull bureau data into a decision mid-scoring, with caching and latency guardrails.

Risk, AML & compliance

Device intelligence & geolocation

Enrich a score with live third-party data while the decision is being made.

Risk, AML & compliance

KYC & identity verification

Verification partners tie each account and card to a KYC'd customer record.

Risk, AML & compliance

Existing authorization hosts

Keep your current decision service. muNSwitch calls it through a defined integration contract.

Risk, AML & compliance

Fraud outcome feeds

Send confirmed fraud and chargeback outcomes back by file drop, SFTP or API to retrain models.

Risk, AML & compliance

HSM & key management

Hardware security module integration for key management and PIN issuance.

Cards & security infrastructure

Card personalization bureaus

Hand card production to your bureau and track it through to fulfilment.

Cards & security infrastructure

SIEM & monitoring

Audit logging and security alerting that feeds your security operations tooling.

Cards & security infrastructure

BI tools

REST API and webhook access so external business intelligence tools can read platform data.

Cards & security infrastructure

Email alerts

Automatic notifications when configured risk and operations conditions are met.

Communication

SMS alerts

Outbound SMS alerts fired from the same configurable conditions.

Communication

REST APIs

Open, standards-based APIs for the integrations that are not pre-built.

Developer tools

Webhooks

HTTP callbacks for status changes and alerts, so your systems react without polling.

Developer tools

SDKs & sandbox

A sandbox for pre-certification testing before anything goes near production.

Developer tools
Questions

What teams ask about integrations

Card networks and UPI through the muNSwitch protocol engine, the billing and ERP systems a business already runs through momentPay Collect, payment aggregators through momentPay Orchestrate, and banks, ledgers and accounting systems through momentPay Reconcile and Koṣa Issuing. Risk, sanctions and identity services connect through momentPay Shield.

For networks, no. Every scheme connection runs through the same protocol engine and routing layer, so adding one is a routing rule and a message translator. For aggregators, momentPay Orchestrate onboards providers without development work per provider.

Yes. The authorization step in muNSwitch is pluggable, so it can call momentPay Shield or your existing authorization host through a defined integration contract, and the network-facing layer does not change either way.

Talk to us. Configurable connectors, open REST APIs and webhooks cover most systems, and the integration team can scope anything beyond that. Some entries on this page are marked Coming soon, Roadmap or Planned so you can see what is available today.

Open APIs, webhooks and SDKs come with a sandbox for pre-certification testing, and network certifications are coordinated alongside your acquiring or issuing relationships.

Scheme links use TLS, with mutual TLS for direct-to-network REST, and gateway paths use OAuth so credentials stay out of message traffic. Keys are managed through HSM integration. The technology page covers the full security framework.

Need something that is not on the list?

Tell us the system and the volume. We will confirm whether it is a configuration, a connector or a scoped piece of work.

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